We use a methodical asset allocation approach to ensure that:

• Your short term cash requirements can be met regardless of stock market volatility
• The purchasing power of your capital is protected from the long term effects of inflation
• Your investments are diversified to suit your needs.

We determine an appropriate allocation to cash, fixed interest investments, property and equities, based principally on your projected drawing requirements. The resulting asset allocation provides the optimum balance between the extremes of full investment (which should protect against inflation) and holding cash.

We reduce risk by selecting internationally diversified investments, based on our assessment of world markets, and by selecting funds that you feel are suitable for you.

Does this approach suit you?